Consumer-directed Health Care Reform will happen in 2017 only if we contact our State Legislators, Congresspeople, and Senators
December 3rd, 2016
MPPA wants MN state health care funding policy changes to be based on expanded consumer (patient and family) direction and control, real consumer choices of doctor and other “providers,” competitive markets for care and insurance in Minnesota involving price transparency, and support for the Rep. Tom Price national Obamacare repeal and replace efforts. The Minnesota legislature convenes January 3. What do you think?
Given the coming changes in the federal ACA law, will BCBSM, Medica, HPI and other MN nonprofit insurance players develop and market consumer-directed health care insurance products to lower health care costs?
The MN Medicaid HMO industry relies on “competitive bidding” among Minnesota’s health care insurance oligopoly companies to win contracts which affect hundreds of thousands of people. They claim they are losing money. However, the public is in the dark about the deals — the criteria, accountability, and actual dollars considered by the state bureaucracy in rewarding these contracts. We know only of the results of proclamations and decisions made by the MN Department of Commerce (Mike Rothman) in its naming of health plan winners and losers, enrollment caps and the like.
We are aware that Minnesota’s nonprofit health plan companies are both insurance companies and employers of health care “providers.” How does this potential conflict of interests square with developing and expanding consumer-directed market-based health care and insurance products?
The people of Minnesota are angry and restless about the costs and access to health care insurance, the instability and costs of taxpayer-funded Medicaid HMOs for the poor and ACA-eligible middle class citizens, and the current uncertainty and cost for many thousands of rural Minnesotans dependent on the individual insurance market now facing escalating premiums, greatly diminished coverage options, and narrow “provider” networks.